Pick-N-Time | Easy Financial Planning
Earn Income & Manage Income

Take control of
your finances

Learn to make smart money decisions and take control of your finances with the EFP, Your Money GPS. Start today and manage your personal incomes, expenses, assets, and liabilities.

Financial Planning Visual
Interactive Planner
Income Allocation 54%
Risk Tolerance Aggressive
Projected Yield 12.0%

About Us

Financial Planning
Your Path

Your Path to Financial Freedom and Wellness

Pick-n-Time isn’t about picking cotton, pecans, or cucumbers—it’s about picking the time to work smarter and achieve your goals. It’s about creating and managing a plan for your income, expenses, assets, and liabilities to build wealth.

Our mission is to help you avoid poverty and embrace prosperity, drawing from real-life experiences. But remember, your greatest resource is your health.

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Featured Products

Order, download and start your personal financial plan today!

$40.00

Easy Financial Planner v5

The New Easy Financial Planner (EFP) Desktop v5 is Your 'Money GPS’, a great tool for managing your personal incomes, expenses, assets, and liabilities one year at a time.

$75.00

Pick-N-Time Custom Plan

Let Pick-N-Time Plan for You! Don’t have time to create your plan? Let Pick-N-Time do it for you. We help you overcome the learning curve and give you a head start on your finances.

User Manuals & Instructions

Access our free downloadable long-version user manuals and EFP all budgeting/articles drive links to fully understand how to maximize your software.

Download Manuals

YouTube Tutorials

Visual learner? Visit the Pick-N-Time YouTube Channel for step-by-step videos and tutorials guiding you through the setup and daily use of the EFP.

Watch Videos
Book a Strategy Session

Map out your financial future.

Stop guessing and start planning. Schedule a one-on-one discovery call with our experts to discuss your goals, identify opportunities, and see how Pick-N-Time can accelerate your journey to financial freedom.

30-Minute Session

Zero Obligation